APMI Registered PMS Distributor (APRN05390)
A professional service where an expert invests your money in stocks – and everything stays in your own account. You can see every rupee, every stock, every move
Minimum to start
Fixed by regulation
In PMS, a qualified professional invests your money in stocks based on a clear plan you both agree on. Unlike a mutual fund, your stocks sit in your own account - not mixed with anyone else's money
This goes into a separate account opened in your name - not into any common pool
They buy and sell stocks on your behalf, following the strategy you agreed to upfront
Every stock bought, every stock sold - it shows in your own demat account, live
You get a full statement every month - holdings, transactions, and portfolio value
Both invest your money in stocks - but the structure, control, and minimum are very different
We distribute PMS strategies from registered Portfolio Managers. Each has a different style and risk level. You choose one that matches your goal. Full details are in the Disclosure Document, which you must read before investing
Invests in 20-25 of India's biggest, most established companies. More stable, but still carries market risk
Invests across big, medium, and small companies. Higher potential - but higher ups and downs too
Mix of stocks (65-80%) and safer bonds. For those who want some growth but can't handle big drops
Benchmark: Nifty 50 Hybrid 65:35 · Min. horizon: 3 years
You need a minimum of ₹50 lakh. This limit is set by regulation and cannot be reduced. KYC is mandatory for all investors
Resident Indians
Hindu Undivided Family
Non-Resident Indians*
Registered companies
Registered trusts
Partnership firms
PMS is not a fixed deposit. Your money is in stocks - and stocks go up and down. Here are the key risks. The full list is in each Portfolio Manager's Disclosure Document
Your portfolio value can fall - sometimes a lot. In a bad year, you could lose a significant portion of your investment
Nobody can promise you a fixed return. Anyone who guarantees returns on PMS is not being honest with you
Focused strategies hold fewer stocks. If one company does badly, it can hurt your whole portfolio more than expected
Some stocks - especially mid and small cap - may be hard to sell quickly when markets are falling
The Portfolio Manager makes decisions. Those decisions can be wrong. Past track record does not guarantee future results
Tax rules can change. Gains from PMS are taxed in your hands. Consult your CA before investing
All charges are told to you before you sign anything. The exact fee for your account is written in your agreement. We also earn a distributor commission from the Portfolio Manager - disclosed in the Disclosure Document
Simple and fully transparent. Nothing happens in a hurry — you get time to read, ask questions, and decide
Get the Disclosure Document
By law, you must receive this document at least 2 working days before signing anything. It tells you everything — strategy, fees, risks, and the Portfolio Manager's background. Do not skip this.
This legal document between you and the Portfolio Manager states your chosen strategy, fees, and all terms. You get a signed copy.
Complete your KYC
Submit your PAN, address proof, bank details, and income proof. Mandatory for all investors. NRI investors also submit foreign exchange documents.
Transfer your funds
Money moves from your own registered bank account into the PMS account in your name. The Portfolio Manager then starts investing per the agreed strategy.
Watch your portfolio — every month
Detailed monthly statements, live demat access, and an audited annual report. Full transparency at all times.
You can withdraw, but there may be an exit charge if you withdraw before a certain period. The exact terms are in your agreement. Check before signing.
Yes, ₹50 lakh is the minimum. This is set by regulation and cannot be reduced under any circumstance. No exceptions.
Gains from PMS are taxed in your hands — like if you bought stocks directly. Short-term and long-term capital gains apply depending on how long each stock is held. Consult your Financial Advisor www.kaanakbothra.in for your specific situation.
We're always happy to hear from you and answer any questions you may have. If you have any feedback, suggestions, or questions please feel free to contact us. I'll do my best to get back to you as soon as possible.
